Share Accounts
To join the Credit Union, all you have to do is open a share account. A share account is the same as a savings account. We DO NOT charge a fee to join the Credit Union. You must keep a $5.00 minimum balance in your account. You will earn dividends on your share account. The dividend rate is calculated on your average daily balance and is credited to your account semi-annually. The dividend rate is set by the Board of Directors on a semi-annual basis. You must provide the Credit Union with a copy of your current driver's license with your current address, or other form with your current address. If you wish to open a joint account with another person, you must provide proof identification and current address.
Loans
The Credit Union will lend money for titled and insured vehicles, boats, recreational vehicles and Share Secured loans. New vehicles are financed at 100% of the retail value and used vehicles are financed at 100% of the loan value (determined by the NADA guide book).
We also offer Secured Signature Loans up to $5,000.00, for a maximum of 4 years. You must provide collateral valued up to $2,000.00, depending on the initial loan balance. Unsecured Signature Loans are available for up to $3,000.00, for a maximum of 4 years.
Call the credit union to get our current loan rates or Click here.
Payroll Deduction
Payroll deduction can make your life much easier. With payroll deduction, you can have any amount you want automatically deducted from your paycheck and deposited directly into your Credit Union account. This makes saving a breeze. Since you never see the money in your paycheck, you don't miss it and it adds up quickly in your Share Account. This is also a good way to make your loan payments. No more writing out checks and remembering when to mail your loan payments. The money is automatically deducted from your paycheck each pay, and applied to your loan. No more late payments because you forgot to put the check in the mail. You may also change the amount of your payroll deduction at any time, without penalty.